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Frequently Asked Questions
No - We are a loan Broker who will seek out he best options for your project. WE DO NOT BROKER OWNER OCCUPIED.
Since Habitat Financial only lends to LLCs or other business purpose, any traditional inquiry will be referred to a qualified licensed lender.
There is no obligation to pre-qualify with Habitat Financial
This is a broad category - We have many loans that offer unique options to help you qualify including loans that are "property-income dependent" All loans are based upon ability to repay.
Hard Money loans or asset based lending depend on the lenders equity position in the property.
Yes, we have access to private lenders.
We currently offer products in the following states: AL,AK,AR,CO,CT,DE,DC,FL,GA,HI,ID,IL,IN,LA,
ME,MD,ME, MA, MS, MO, MT, NC, NE, NH, NM,
NY, ND, OH, OK, PA, RI, SC, SD, TN, TX, VA, VT,
WA,WV, WI, WY; subject to each states unique lending law.
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